Creditcorp offers two business lending products: Creditcorp Flex and Creditcorp Slice. Both are for UK limited companies and LLPs borrowing for business purposes. Choosing well at the application stage means the borrowing fits the way your company actually trades.
How they differ in shape
- Creditcorp Flex is built for businesses that want flexibility — drawing on funds as needs arise rather than taking everything at once. It suits uneven or seasonal cash flow.
- Creditcorp Slice is structured around a defined amount repaid over an agreed term, which suits a one-off, plannable cost where you want predictable repayments.
Questions to ask yourself
- Is this a single, known cost, or an ongoing working-capital need?
- Does my income arrive steadily, or in lumps?
- Do I value predictability of repayments, or the ability to draw as I go?
What stays the same either way
Whichever product you choose, the rate, term and any charges are set out in the offer we present to you — review those figures before you accept. Both products are agreements with the company, with no personal guarantee from directors, and both sit outside the FCA consumer-credit regime, so neither carries Financial Ombudsman Service access or FSCS cover.
If you are unsure, review the what we offer page which sets out both products side by side, or start an application and we will guide you to the right fit.
See also: Timing your application around your cash flow, Understanding your business loan offer, Choosing between Creditcorp Flex and Creditcorp Slice.