Group & related companies

27 articles in this topic.

Can I borrow from another company in the group?

Your business finance comes from the Credit Corp lending entity within the CM Beyer group. Other companies in the group are not lenders to you, and you cannot mix and match agreements across them.

Why lending sits with one entity

Keeping lending in a single, dedicated entity makes your agreement clear: one lender, one set of terms, one place to manage your account. The rate shown in your offer and your agreed term all sit with that one Credit Corp company.

What about other group services?

  • If the group offers other services through sister companies, those would be entirely separate arrangements with their own terms, not part of your Credit Corp loan.
  • Taking a Credit Corp loan does not commit you to anything from another group company.
  • You will never be passed to an unrelated firm, because we have no connection to them.

Who can borrow

Either way, Credit Corp lends only to UK limited companies and LLPs for business purposes. We do not lend to individuals or sole traders, and we do not take personal guarantees from directors — the loan is to the company.

If you want to expand or adjust your existing facility, speak to our team about your current Credit Corp agreement rather than looking elsewhere in the group.

See also: What is a holding company?, Which Credit Corp entity is my loan agreement with? and Limited company, LLP or sole trader: lending eligibility compared.

Does being part of a group change my loan terms?

No. The terms of your finance — the rate shown in your offer, your agreed term, and any fees set out in your agreement — are fixed by the credit agreement you sign with the Credit Corp lending entity. The fact that Credit Corp belongs to the CM Beyer group does not change them.

What group membership does and does not do

  • It gives Credit Corp the backing and shared standards of an established group.
  • It does not give other group companies the right to change your terms.
  • It does not move your debt to another company without proper notice to you.

If your agreement is ever transferred

Lenders can sometimes transfer or assign agreements to a related company. If that ever happened to yours, we would tell you in advance and your core terms would be carried over — you would not suddenly owe more because of a group change.

Your protections sit in the agreement

Because we lend to companies for business purposes, this falls outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply. That makes your written agreement the key document — it is where your rights and obligations live, whatever the group structure looks like.

If you ever receive notice of a change you do not understand, contact our support team before acting and we will talk it through.

See also: Can my rate or charges change during the term?, Can I borrow from another company in the group? and Which Credit Corp entity is my loan agreement with?.

Does the group share my data between its companies?

When you take finance with us, your information is held and used by the Credit Corp lending entity that you contract with. Being part of the CM Beyer group does not mean your data is freely passed around every company in the group.

The general principle

  • Your information is used to run your account, assess and manage lending, meet legal obligations, and provide support.
  • Any sharing within the group is limited to what is set out in our privacy notice and what the law allows.

Where to find the detail

The specifics — what we collect, why, how long we keep it, and who it may be shared with — are set out in our privacy notice. That document is the authoritative source and takes precedence over this summary.

Your data rights

Under UK data protection law you have rights over your information, including the right to ask what we hold and to request a copy. You can exercise these through the channels in our privacy notice.

If you have a specific concern about how your data is handled within the group, contact our support team and we will point you to the right process.

See also: How Credit Corp Group Limited fits within the CM Beyer group, How to spot a fake firm using the Credit Corp name, Who is CM Beyer and what does the group do?.

Glossary: holding company

Holding company. A holding company is a business whose main purpose is to own other companies, rather than to sell products or services directly to customers itself. It sits at the top of a group structure and holds the shares of the operating companies beneath it.

How it works in practice

The holding company provides ownership and overall direction. The operating companies underneath it do the day-to-day work — in our case, that includes the Credit Corp business-lending brand. CM Beyer is the holding group that Credit Corp belongs to.

Why the term matters to you

  • Your loan agreement is with the operating lending entity, not with the holding company as a whole.
  • A holding structure is normal and common; it gives a group shared standards and stability.
  • It does not change the rate shown in your offer or your agreed term — those come from your signed agreement.

Related terms

You may also see "parent company" (another word for a holding company in relation to the businesses it owns), "subsidiary" (a company owned by the holding company), and "group" (the holding company and all its subsidiaries together).

If you want to confirm which specific entity within the group is your lender, your offer document names it, or our support team can tell you.

See also: Arrears (glossary), Glossary: Breathing Space and Who is CM Beyer and what does the group do?.

Glossary: sister company

Sister company. A sister company is another company owned by the same parent or holding company as yours. Sister companies are part of the same group and share an owner, but they each run their own activities and have their own agreements with their own customers.

How it applies to us

Within the CM Beyer group, Credit Corp Group Limited has sister companies: other UK and overseas businesses with the same parent. They are related to Credit Corp Group Limited through that group ownership.

What a sister company is not

  • It is not automatically a party to your loan. Your agreement is only with Credit Corp Group Limited, the lending entity named on your documents.

Why the distinction matters

Knowing the difference between a genuine sister company and a similarly named stranger helps you avoid confusion, keep accurate records, and spot impersonation attempts.

Related terms

See also "holding company" (the parent that owns the group), "subsidiary" (a company owned by a parent), and "group" (the parent and all the companies it owns, taken together).

See also: Glossary: holding company, Can I borrow from another company in the group?, Who is CM Beyer and what does the group do?.

How does Credit Corp make lending decisions?

Credit Corp assesses every application at the level of the limited company or LLP, not the individual directors behind it. Our credit process combines automated data analysis with human judgement on applications where the picture is more complex, aiming to reach a well-grounded decision efficiently.

What we look at

Our models draw on a range of business data: trading history, revenue patterns, existing obligations, sector context, and the company's filed records where available. We may also request recent bank statements, management accounts, or other supporting information depending on the size and nature of the facility. We do not rely primarily on personal credit scores of directors — our focus is the company's own financial health and repayment capacity.

Automated modelling and human review

Routine applications that fall clearly within our risk appetite are assessed by our automated decisioning system, which allows us to return outcomes quickly. Where the application is larger, the company profile is less straightforward, or our models flag items that warrant closer scrutiny, a credit analyst reviews the case directly. Both routes apply the same underlying credit standards — the path to a decision differs, not the standard itself.

No director personal guarantee

Because lending is to the company, we do not ask directors to provide personal guarantees as a condition of our standard facilities. Our credit assessment is designed to establish whether the company can service the debt from its own resources — not to create a fallback against a director's personal assets.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: What are Credit Corp's lending principles?, Who is Credit Corp?, How is Credit Corp's lending funded?

How is Credit Corp Group Limited connected to CM Beyer Limited?

Credit Corp Group Limited sits within the CM Beyer group, but it remains a separate UK company with its own registration, services and customer-facing team.

What that means in practice

For day-to-day matters this distinction is what matters most:

  • Your loan is with Credit Corp Group Limited. Any payment, statement, hardship request, change of details, complaint or data request goes to us, using the channels on this site.
  • CM Beyer Limited is a separate company with its own services. Information about what it does is on its own site — see cmbeyer.co.uk/about/ — and customers of CM Beyer Limited should use the contact details on that company's contact page.
  • The two companies share certain shared services in the way most groups do (e.g. back-office, technology) but they are not the same business and one cannot answer for the other.

Why the group exists

Operating as a group of related companies is normal in financial services. It lets each company focus on the segment of the market it knows best while drawing on the experience of the wider group. The full group structure is summarised on cmbeyer.co.uk/about/.

How to be sure who you are dealing with

Every formal communication from Credit Corp Group Limited is clearly signed off in our name and uses an email address ending @credicorp.co.uk. If you receive something that mentions Credit Corp Group Limited but uses different branding or a different domain, please contact us using the details on this site so we can verify it. Our Who is Credit Corp Group Limited? and registration articles set out the details to check.

Can I borrow from another company in the group?, Does being part of a group change my loan terms?.

How is Credit Corp's lending funded?

Credit Corp funds its loan book through a combination of proprietary capital and committed institutional funding lines. We do not rely on retail deposits, peer-to-peer lending platforms, or crowdfunded money, which means our ability to lend is not dependent on the flow of third-party investors in the same way marketplace models are.

Why funding structure matters to borrowers

A lender's funding model affects speed, consistency, and appetite. Because we commit our own capital alongside institutional lines rather than syndicating each loan to retail participants, we can move quickly and maintain a consistent credit appetite across market conditions. You deal with one counterparty throughout the life of the facility.

Stability and continuity

Funding lines are committed in advance and reviewed periodically at an institutional level rather than drawn down ad hoc. This means that once a facility is agreed with you, the capital behind it is in place — there is no risk of a funding shortfall mid-term caused by retail investors withdrawing funds from a marketplace platform.

No deposit-taking

Because Credit Corp does not accept deposits from the public, money you hold is not covered by the FSCS deposit-protection scheme. Our funding model is designed around the business-lending market, not retail savings, and that distinction shapes how we are structured and capitalised.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Is Credit Corp a bank?, Who is Credit Corp?, What is Credit Corp's UK regulatory position?

How Credit Corp Group Limited fits within the CM Beyer group

This article describes, in plain words, how the companies in our group relate to one another. The short version: Credit Corp Group Limited is your UK lender, it is part of a group held by CM Beyer Limited, and there is a separate group company in Australia. None of this changes your agreement or who you deal with.

The pieces, top to bottom

  • CM Beyer Limited — the holding company at the top of the group. A holding company owns other companies; it is not your lender. See the CM Beyer connection.
  • Credit Corp Group Limited — the UK operating company that lends to limited companies and LLPs. This is the company you have your agreement with (Companies House 17338274).
  • Credicorp Pty Limited (Australia) — a separate group company serving the Australian market at credicorp.com.au. It is in the same group but is its own company. See the Australia group company.
Why a group at all?

Operating through separate companies in each market is normal and sensible: each is set up under its own country's rules, with its own obligations and oversight. Grouping them under one holding company keeps ownership clear. See why we have group companies in the UK and Australia.

Our genuine domains are listed in the full list of genuine group domains.

For who we are and where we are based, see where Credit Corp Group Limited is registered and based. Credit Corp Group Limited's lending to UK companies for business purposes is outside FCA consumer-credit regulation under Article 60B FSMA RAO 2001 and is not covered by the Financial Ombudsman Service or the FSCS.

Can I borrow from another company in the group?, Does being part of a group change my loan terms?.

How to spot a fake firm using the Credit Corp name

Because "Credit Corp" is used by genuine, unconnected companies in other countries, and because finance names are attractive to fraudsters, it pays to confirm you are dealing with the real UK Credit Corp before you share information or make a payment.

Quick checks

  • Our website is credicorp.co.uk. Be wary of look-alike domains with extra words, different endings, or odd spellings.
  • We lend only to UK limited companies and LLPs for business purposes. Anyone offering you a personal loan, a "sole trader loan," or upfront "release fees" is not us.
  • We do not take personal guarantees from directors. A request for one is a red flag.
  • We will never ask you to move money to a "safe account" or pay a fee to receive your funds.

If you are contacted out of the blue

Treat unexpected calls, texts, or emails with caution, especially if they pressure you to act fast. Do not click links in unsolicited messages. Instead, reach us through the contact details on our official website and confirm before doing anything.

What to do if you suspect a scam

  • Stop and do not send money or share login or card details.
  • Contact our support team to verify whether a message genuinely came from us.
  • If you have lost money or shared details, report it to your bank and to Action Fraud.

We would always rather you pause and check than risk it. We will never penalise you for confirming.

See also: Does the group share my data between its companies?, Why we use both credicorp.co.uk and creditcorp.co.uk, How do you verify it is really me on the phone?.

Is Credit Corp a bank?

No. Credit Corp is not a bank and does not hold a banking licence. We are a specialist commercial lender: we deploy our own capital and funding lines to make loans directly to UK limited companies and LLPs, without accepting retail deposits or operating a current-account or savings product.

What the difference means in practice

Banks are authorised and regulated by the Prudential Regulation Authority (PRA) as well as the Financial Conduct Authority (FCA). Non-bank commercial lenders like Credit Corp that lend exclusively to businesses above the relevant thresholds operate outside the consumer-credit regulatory perimeter — we are not required to hold FCA consumer-credit permissions for the products we offer. That lighter regulatory wrapper is part of why we can make decisions faster and structure facilities in ways that suit business cashflow rather than fitting a consumer template.

No deposit protection

Because we are not a bank, money you place with us — for example any fees held in connection with a facility — is not covered by the Financial Services Compensation Scheme (FSCS). This is consistent with our position as a business-to-business lender rather than a deposit-taking institution.

Direct lender, not a broker

We are also not a credit broker. When you apply to Credit Corp, you are applying to the entity that will actually advance the funds and hold the agreement. There is no referral to a panel of third-party funders and no broker fee layered into the cost.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Who is Credit Corp?, What is Credit Corp's UK regulatory position?, How is Credit Corp's lending funded?

Is credicorp.co.uk related to creditcorp.co.uk?

Yes. credicorp.co.uk and creditcorp.co.uk are genuine domains used by the UK Credit Corp lending business. creditcorp.co.uk is the current public site; credicorp.co.uk may still appear in customer routes, legal references and product names.

Why both domains exist

The names are only one letter apart. Keeping both under our control helps customers reach us safely and stops a look-alike domain being used to imitate the business.

Which one should I use?

  • Use creditcorp.co.uk for the public site and Help Centre.
  • If an application, sign-in link or servicing page sends you to credicorp.co.uk or clients.credicorp.co.uk, that can still be genuine.
  • Legal and product references may still say Credit Corp Group Limited, Credicorp Loan, Credicorp Flex or Credicorp Slice.

A quick safety note

Genuine variations we own end in .co.uk and match the spellings above. If you see a domain with extra words, a different ending, or unusual characters, treat it with caution and confirm with our support team before acting.

See also: Which Credit Corp websites are genuinely ours?, The full list of genuine group domains and Can a holding company or group company apply?.

The full list of genuine group domains

Because our name is similar to other companies' names, it is worth being clear about which websites genuinely belong to our group and which do not. If in doubt, treat the list below as the reference and check with us before acting on anything unexpected.

Genuinely part of our group

Domains that genuinely belong to our group
DomainWhat it is
creditcorp.co.ukCurrent UK public site for Credit Corp and the home of the business-lending information.
credicorp.co.ukEstablished with-i domain tied to Credit Corp Group Limited, legal references and some customer routes.
creditcorpgroup.co.ukA group-owned domain used for group-level information.
credicorp.com.auOur Australian group company's site — a separate company in the same group. See the Australia group company.
cmbeyer.co.ukThe holding company, CM Beyer Limited. See the CM Beyer connection.
Not us — even though the name looks close

Look-alike domains such as credi-corp.co.uk or credicorp-pay.com are not ours.

How to check you are in the right place

  • Type creditcorp.co.uk into the address bar yourself rather than following a link from a message you did not expect.
  • Our company is Credit Corp Group Limited, Companies House number 17338274 — you can verify that on the public register.
  • If a message points you somewhere that is not on the list above, treat it with caution and check for the signs of a scam.

For who we are and where we are based, see who is Credit Corp Group Limited, or read about the wider group. Credit Corp Group Limited lends to UK limited companies and LLPs for business purposes; that lending is outside FCA consumer-credit regulation under Article 60B FSMA RAO 2001 and is not covered by the Financial Ombudsman Service or the FSCS.

Can I borrow from another company in the group?, Does being part of a group change my loan terms?.

What are Credit Corp's lending principles?

Credit Corp's approach to lending is guided by a small set of principles that shape every credit decision, product feature, and customer interaction. These are not marketing language — they reflect practical choices about how we structure our facilities and assess our borrowers.

Transparency before commitment

We disclose the full cost of a facility in plain figures before you sign anything. That means the total amount repayable, the fee or interest structure, and the repayment schedule are all presented upfront. We do not bury costs in small print or add charges that were not disclosed at the outset.

Business-only, company-level lending

Every facility is extended to the company entity — a UK limited company or LLP — not to individual directors or shareholders. We do not take director personal guarantees. This reflects our view that business finance should sit with the business: it aligns risk correctly and means directors are not personally exposed if the company meets its obligations as agreed.

Proportionate credit assessment

We assess each application on the company's own financial position and trading history. We use a combination of data-driven models and, where the picture is nuanced, human review. Our aim is to make a well-grounded decision quickly — not to apply a rigid one-size formula that advantages long-established businesses at the expense of younger but creditworthy ones.

Speed without shortcuts

Fast decisions are only useful if they are accurate. We invest in our assessment process specifically so that speed does not come at the cost of lending responsibly or mispricing risk. A facility agreed quickly and structured correctly serves a business better than one that creates problems at renewal or repayment.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: How does Credit Corp make lending decisions?, Who is Credit Corp?, What is Credit Corp's UK regulatory position?

What companies sit within the Credit Corp group?

Credit Corp operates as a UK commercial-finance group, with lending products and associated brands all aimed at the same market: UK-registered limited companies and LLPs seeking short-term business finance. The group does not operate any consumer-facing lending brands.

Shared lending principles across the group

Regardless of which brand or product a borrower applies through, the underlying credit standards, disclosure practices, and structural features are consistent across the group. Lending is always to the company entity; no director personal guarantee is required; costs are disclosed in full before commitment; and all facilities are funded from group capital and committed institutional lines rather than retail deposits.

Products spanning the group

The group's current product range covers the Business Loan (fixed sum, fixed term), Credicorp Flex (revolving credit facility, draw-repay-redraw to a limit), and Credicorp Slice (single-bill spreading across three or four weekly instalments at a flat 6% fee). Each product is designed for a distinct business cashflow need, and a single company may use more than one product over time.

No connection to overseas groups

The Credit Corp UK group has no ownership or operational relationship with any overseas entity carrying a similar name. All group entities are incorporated, funded, and managed in the UK, and lending is restricted to UK-registered businesses. For further detail on the distinction from overseas similarly named institutions, see the linked article below.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Who is Credit Corp?, Is UK Credit Corp connected to overseas Credit Corp entities?, What are Credit Corp's lending principles?

What is Credit Corp's UK regulatory position?

Credit Corp lends exclusively to UK limited companies and LLPs. Because our lending is purely business-to-business and the agreements we enter into are not regulated credit agreements under the Consumer Credit Act 1974, we operate outside the FCA's consumer-credit authorisation regime for the products we offer.

Why the exemption applies

UK consumer-credit regulation was designed to protect individual consumers and sole traders entering into personal credit agreements. Loans to incorporated businesses — limited companies and LLPs — fall outside that framework provided certain conditions are met. Credit Corp's lending is structured to satisfy those conditions: the borrower is always the company entity, and agreements are entered into for business purposes only.

What this means for borrowers

Because our lending sits outside the consumer-credit perimeter, the statutory protections that apply to personal loans — such as access to the Financial Ombudsman Service (FOS) or FSCS cover — do not apply to Credit Corp facilities. Businesses considering a facility with us should take that into account and, where appropriate, take independent financial or legal advice before committing.

Our voluntary standards

Regulatory exemption does not mean we operate without standards. We follow our own published lending principles, maintain transparent cost disclosure before any agreement is concluded, and apply responsible credit-assessment processes. We also comply with all applicable UK data-protection, anti-money-laundering, and fraud-prevention obligations.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Is Credit Corp a bank?, Who is Credit Corp?, What are Credit Corp's lending principles?

Which Credit Corp entity is my loan agreement with?

Your loan agreement is always with the specific UK Credit Corp lending company named on your offer document and credit agreement. It is not with CM Beyer (the holding group as a whole).

Where to find the exact name

  • The top of your offer document and credit agreement names the lending entity in full.
  • Statements and the account area in your online dashboard also show who the lender is.
  • Your direct debit or payment instructions reference the same entity.

Why this matters

Knowing the exact entity helps you keep clean records, satisfy your accountant or auditor.

The borrower is your company, not you personally

Just as the lender is a specific company, the borrower is your limited company or LLP — not its directors as individuals. We do not take personal guarantees from directors. The obligation sits with the business.

If something looks wrong

If a document, email, or payment request names an entity you do not recognise, do not act on it. Contact our support team and we will confirm the correct lending entity for your account before you do anything.

See also: Can I borrow from another company in the group?, Does being part of a group change my loan terms? and Can a holding company or group company apply?.

Who is CM Beyer and what does the group do?

CM Beyer is the UK holding group that Credit Corp is part of. A holding group is the parent that sits above a family of related companies, providing shared ownership and overall direction while each operating company runs its own activities.

Where Credit Corp sits

Credit Corp is the group's business-lending brand. Within the group, Credit Corp focuses on one job: providing finance to UK limited companies and LLPs for business purposes, through our two products, Credicorp Flex and Credicorp Slice. We do not lend to individuals or sole traders.

What "group" means for you as a borrower

  • Your loan agreement is with the Credit Corp lending entity, not with the holding group as a whole.
  • Being part of an established group gives Credit Corp stability and shared standards, but it does not change the terms you agree to.
  • Because we lend to companies for business purposes, this sits outside the FCA consumer-credit regime — so the Financial Ombudsman Service and FSCS do not apply.

Other companies in the group

The group also includes other UK and overseas companies under the CM Beyer name. These are genuine sister companies.

If you want to confirm exactly which entity you are contracting with, check your offer document — it names the lending company — or ask our support team.

See also: Glossary: holding company, Can a holding company or group company apply? and Credicorp Flex versus Credicorp Slice: which suits your borrowing?.

Who is Credit Corp?

Credit Corp is a UK-based commercial finance provider that lends exclusively to limited companies and LLPs. We are not a bank, broker, or consumer lender — we originate and fund business loans directly, keeping the entire relationship under one roof from application through to repayment.

What we offer

Our product range covers three distinct needs. The Business Loan delivers a fixed sum over a fixed short term — straightforward for one-off capital requirements. Credicorp Flex is a revolving credit facility: draw what you need, repay, and draw again up to your limit, so your facility works in step with your business cycle. Credicorp Slice spreads a single bill across three or four weekly instalments at a flat 6% fee, useful when an invoice lands before cash does.

Who we lend to

Every application we assess is from a UK registered limited company or LLP. We do not lend to sole traders, partnerships without limited-liability status, or individuals — and we never have. Lending is to the company entity itself, with no requirement for a director personal guarantee.

Our relationship with borrowers

We aim to give businesses a clear, jargon-free picture of what they are borrowing, what it costs, and when repayments fall due, before any agreement is signed. Decisions are made using a combination of proprietary data models and human review where the picture warrants it.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Is Credit Corp a bank?, What is Credit Corp's UK regulatory position?, How is Credit Corp's lending funded?

Why do several Credit Corp websites look similar?

Our group runs more than one website, and they share a common look and feel on purpose. A consistent design across the marketing site, the help centre, and your account area makes it easier to recognise that you are dealing with the same group.

The genuine sites you may see

  • Our main site at credicorp.co.uk, which introduces our products, Credicorp Flex and Credicorp Slice.
  • This help centre, where guides like this one live.
  • Your secure account area, where you manage an existing facility.
  • Brand-family sites our group owns, including the creditcorp.co.uk spelling with a "t."

Why a shared design helps you

When genuine pages look consistent, an inconsistent or off-brand page is easier to spot — which can be a useful warning sign of a fake.

Confirming you are on a real site

Check the web address carefully against the genuine domains above, look for the secure padlock, and never enter login or payment details on a page you reached from an unexpected link. If in doubt, contact our support team to confirm.

See also: The full list of genuine group domains, Setting up a passkey for your Credit Corp account and Which Credit Corp websites are genuinely ours?.

Why does Credit Corp have group companies in the UK and Australia?

Operating a separate legal entity per country is the standard model for international financial services groups. Each company is regulated where it operates, employs its own people, and is answerable for its own customers. For our group, that means:

  • Credit Corp Group Limited — registered in England and Wales, serves customers in the United Kingdom. This site, credicorp.co.uk, is the customer site for Credit Corp Group Limited.
  • Credicorp Pty Limited (ACN 679 428 605) — registered in Australia, serves customers in Australia. Its customer site is credicorp.com.au and it has its own phone number and email addresses.
  • CM Beyer Limited — a related company in the United Kingdom with a separate service offering. Its customer site is at cmbeyer.co.uk and a wider international view sits at cmbeyer.com.

Why this matters for you

The most important thing for any customer is to use the right company for their account. If your loan is with Credit Corp Group Limited, this site and the contact details on it are the right place. If you are looking for our Australian sister company, please use the credicorp.com.au site instead. If you are a customer of CM Beyer Limited, please use the contact channels on cmbeyer.co.uk/contact/.

None of these companies can answer for another. A query about a CM Beyer Limited service cannot be resolved by Credit Corp Group Limited, and vice versa, simply because we do not hold those records — and we would not have any reason to do so. Going directly to the right company saves you time and gets you a better answer.

Shared values, separate accountability

The group's companies share a set of operating values — particularly around responsible lending and treating customers as individuals — but each is independently accountable for what it does, regulated where it operates and structured under its own local law. Information about the group's history and services is on cmbeyer.com/about/.

See also: Is Credicorp Pty Limited in Australia part of the same group?, Can I borrow from another company in the group?,

Why we use both credicorp.co.uk and creditcorp.co.uk

You may see both creditcorp.co.uk and credicorp.co.uk. Both belong to our group. Credit Corp is the current public site; Credit Corp Group Limited remains the lender named on your documents.

Why a group holds similar names

The two spellings are easy to confuse, so we keep them both under our control. Owning both creditcorp.co.uk and credicorp.co.uk helps customers reach us safely and keeps near-identical names from becoming look-alikes aimed at our customers.

Your lender stays clear

Your lender is Credit Corp Group Limited (Companies House 17338274). Some customer routes, legal notices and product references may still use credicorp.co.uk or the Credicorp spelling; that does not change the company behind the service.

How it fits the wider group

These domains sit alongside the holding company, CM Beyer Limited, and our Australian group company at credicorp.com.au. For the full picture, see the full list of genuine group domains and how the group is structured.

The companies that aren't us

with similar names — not part of our group. To check you're dealing with the genuine UK company, see

Credit Corp Group Limited lends to UK limited companies and LLPs for business purposes; that lending is outside FCA consumer-credit regulation under Article 60B FSMA RAO 2001 and is not covered by the Financial Ombudsman Service or the FSCS.

Can I borrow from another company in the group?, Does being part of a group change my loan terms?.

Why does Credit Corp still mention Credicorp?

Credit Corp is the current site name. Credicorp still appears where it has a specific job: Credit Corp Group Limited is the lender named on agreements, and Credicorp Flex and Credicorp Slice remain product names.

Why both spellings appear

The spellings are only one letter apart, so we keep both domains under our control. That helps customers reach us safely and stops a look-alike domain being used to imitate the business.

What changed

  • The public site and Help Centre now use the Credit Corp name.
  • Brand pages point customers to the Credit Corp site and refreshed look.
  • Search results may show both spellings because legal and product references still use Credicorp.

What has not changed

  • Your agreement stays with Credit Corp Group Limited.
  • Your repayment dates, balance and contact routes do not change because of the name on the website.
  • The product names stay Credicorp Loan, Credicorp Flex and Credicorp Slice.

Be cautious of fake brand messages

Fraudsters sometimes use brand changes to send fake links or new payment details. If a message asks you to use a new account, a new domain or a different payment route, pause and check with support through the official website.

See also: Why we use both credicorp.co.uk and creditcorp.co.uk, Can my rate or charges change during the term? and Changing your communication preferences.