Glossary

Authenticator app

An authenticator app generates a fresh six-digit code every 30 seconds on your phone, used as the second factor when you sign in.

2 min read

Definition

An authenticator app (such as Google or Microsoft Authenticator) implements the TOTP standard, producing time-based codes tied to your account. Unlike SMS, the codes are generated on the device and can't be intercepted by SIM-swap fraud.

Why it matters for your business

Using an app rather than text messages for 2FA is more secure and works offline. See setting up an authenticator app.

Funding for UK limited companies

Credit Corp lends to your company, not to you personally — short-term working capital with no personal guarantee. See what your business could access.