2 min read
Start with the six layers that matter
Account security is not one switch — it is a stack of independent controls, each of which closes a different attack. If one layer fails, the others still stand. For a Credit Corp business account the layers are: a strong, unique password; two-factor authentication (2FA) or a passkey; a short list of trusted devices; a reviewed list of account users and their roles; alerts that tell you when something changes; and your own vigilance against phishing. Turn on all six and the account is genuinely hard to compromise even if one credential leaks.
None of these features cost anything. They are on by default where the law effectively requires it and available to switch on everywhere else, and none of them slow down your day-to-day borrowing.
Work through them in order
- Password. Set a long, unique passphrase you use nowhere else. See choosing a strong passphrase.
- Two-factor authentication. Add a second step so a stolen password alone is useless — set up an authenticator app.
- Passkey. If your device supports it, add a passkey and you can stop typing passwords entirely — add a passkey.
- Devices and sessions. Review where you are signed in and remove anything you do not recognise — manage devices and sessions.
- Users and roles. Confirm only current colleagues have access and each has the right role — manage user roles.
- Alerts. Switch on sign-in and change alerts so you hear about anything unexpected — turn on security alerts.
Keep it current
Security is not a one-off task. Run a five-minute review every quarter: check the user list, remove anyone who has left, confirm 2FA is still active on your login, and glance at recent sign-in activity. Company directors carry personal liability for how the business is run, and a compromised finance account can be expensive — a quarterly pass is cheap insurance.
Frequently asked questions
Does turning on security features cost anything?
No. Every security control on your Credit Corp business account — passwords, two-factor authentication, passkeys, device management and alerts — is free and always will be.
Will 2FA slow down my logins?
Barely. After the first setup you approve a prompt or type a six-digit code, which takes a few seconds. On trusted devices you can often skip the code for a set period.
I run the account alone — do I still need all this?
Yes, arguably more so. A sole director has no colleague to notice something wrong, so the automated layers — 2FA, alerts and device review — do that watching for you.
Related reading

Setting up an authenticator app for two-factor authentication
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Choosing a strong passphrase for your business account
A passphrase — three or four unrelated words — is both stronger and easier to remember than the old-style…
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Managing trusted devices and active sessions
Your account keeps a list of the devices and browsers currently signed in. Reviewing it — and removing…
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Managing user roles and permissions
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